Restoring Microsoft Money Quote Updates
I’m a former Microsoft employee who worked on the Microsoft Money product and MSN Money website for almost a decade. Yep, I was the software developer who built the Portfolio Manager for both products, worked on the quote services that powered them, and in 2009 built the Money-to-Quicken Converter for Intuit.
Since Microsoft pulled the plug on the quote servers in the summer of 2013, I often get asked if it’s possible to build something that would restore Money’s ability to get quote information. It turns out it is possible!
So in my (very limited) spare time, I’ve been tinkering with building such a tool over the last 6 months. The Money code is old and complex (written in C/C++, Win32, COM for those technical folks) and it took a fair amount of time and effort to work through some hurdles, but I finally have something that works.
The tool is a separate executable that can open your Money file (including password protected ones), inspect the securities in your portfolio, make service call(s) to MSN Money’s new quote services to fetch data for these securities, and update your Money file. It follows nearly the same logic as the original Money code in terms of updating this information, and includes data such as last, change, open, high, low, 52 week high, 52 week low, ask, beta, bid, market cap, shares outstanding, PE, volume, and yield. It also handles pounds to pence price conversions for you UK users. It can be run throughout the day, knows when to add vs. update an existing price entry, and can be run while you have Money open.
I’ve tested it with a few recent versions of Money, but have no idea if it will work for older versions. I’d consider the current version in a “Beta” stage.
I’d like for you to try it out to see if it works. I’ve made a special version of this tool called MSMoneyQuotesTrial.exe that allows 30 quote updates.
Depending on the feedback I receive, I may put more time and effort into releasing a polished version of this tool and unlock it to allow for unlimited quote updates.
Click here to register as a tester and download this executable for free.
Click here to download updates if you’ve already registered.
© 2014, Gaier Software LLC
The WordPress.com stats helper monkeys prepared a 2013 annual report for this blog.
Here’s an excerpt:
The concert hall at the Sydney Opera House holds 2,700 people. This blog was viewed about 41,000 times in 2013. If it were a concert at Sydney Opera House, it would take about 15 sold-out performances for that many people to see it.
Just throwing this out there for the programmers / Money “experts” out there…
I happened to stumble on the possible source of links in Money Plus to the MSN servers that might be used to redirect to alternative solutions for those functions that used to be provided by the MSN servers.
In MNYCoreFIles/WebCache is a file rooturl.xml that reveals the following:
[?xml version="1.0" encoding="UTF-8"?]
It couldn’t be so simple as to plug in new urls, could it?
I’ve been beta testing two new apps that interface with Sunset Money that I’ll be reviewing today. Knowing that many of my blog readers have stated that they want to be able to update quotes from Google and Yahoo without having to deal with Python is the reason for my inclusion of the first (beta) app, which actually is not “new” in that it was released in 2011. It is SunsetOFX from Syntap Software and it is a simple Windows app that only requires .NET 3.5 which is native to Windows 7. If you are running Windows XP as I am, you are probably running .NET 3.5 as well, and if not, it is an easy to install update. Whichever folder you install the single EXE file into is where the XML and OFX files are also saved (when exiting). The app has an ADD button to add stocks, funds and options.
There is no DELETE button, but by right-clicking the XML file, which also serves to store your security selections, you can select edit and your text editor will open the file for editing. Similar to Pocketsense and TheFinanceBuff’s scripts, you should create a dummy account with zero shares of the quoted securities and you can only update Money once per day, so if you update a mutual fund prior to 5 or 6 pm, the quote will probably be from the prior business day. Any feature requests regarding SunsetOFX should be left on Syntap’s blog page.
The developer(s) of the second app seem very anxious to get a much more robust Money addon program to fruition. It is called PalOMoney and it has really advanced in the last few weeks. I believe I am the first outside beta tester and I probably caused a few headaches for the developer(s) as I installed the app as I thought a typical user would (rather than the suggested “ideal test computer” conditions using a root folder, etc) but I can honestly state that I’m confident that unlike version 1.0.3, the current version (1.0.4 as I’m writing this) should install nicely and work as advertised.
It too is a Windows program, but this one actually directly interfaces with Money’s data file with the intent of updating delayed, real-time and historical quotes, Read the rest of this entry »
[UPDATE: The revised scrubber routine is now incorporated into newer released versions of Pocketsense, so you no longer need to look for the beta version 12/12/2013]
I discovered that Schwab has started using a new tag CORRECTACTION when uploading their ofx data, and Robert immediately added a routine to his Pocketsense scrubber script for me to try out. After testing it out, he released the revision and I am happy to report that was apparently the only issue that has caused errors recently for Schwab ofx updates. You can download the beta package by heading to the February 17th entry in Robert’s blog comments. It is reported that Quicken does not like this tag, so I can’t imagine why Schwab is still using the tag, as most of Schwab’s clients attaching to the OFX server are undoubtedly Quicken users.
The new scrubber should also fix transaction (-) sign issues that have been seen in Fidelity Net Benefits ofx downloads. I think this is the same issue I reported last summer from VALIC as well that would actually crash Money.
Thank you Robert!
Microsoft states that tax rates can be updated manually in Money Plus (and Sunset) by going to: Tools / Settings / Tax Settings / Set your filing status and see Tax Rates. You’ll note that the rate schedule hasn’t actually changed since 2011, even though the current table reads “2013 Tax Year in progress”.
What they fail to mention though is that the boxes are all grayed out and you are unable to edit the rates for Single, Married filing Jointly, Married filing separately and Head of Household, so what you have to do is select Custom and your data fields will open up to plug in new rates. Naturally then, when using the Tax Estimator module, you will also need to select Custom for Filing Status, rather than Single, Married, etc. in order to use the manually updated rates.
(The only method I know of to actually update the grayed out rates is with Hung Le’s Sunriise tool, but that isn’t an option for the average user.)
[UPDATED 12/12/2013 & amended 4/20/2014]
Windows 8.1 is reported to be compatible with Microsoft Money “Sunset”, but the patch available below is recommended regardless. In order to find the dll file, you’ll have to not only show hidden files, but you’ll have to unhide system files as well and have administrative privileges. The dll file can then be found in c: /Program Files (x86)/Microsoft Money Plus/MNYcoreFiles.
Apparently Windows 8 “Update” should now fix the crash issues with Microsoft Money Sunset Deluxe (and Home & Business) during imports of account transactions or when changing a payee of a downloaded transaction. As of 12/12/2012 though, the same OS updates (KB2758857 specifically) that Microsoft published actually introduces the same crashes for Windows XP users. I’m not sure which files their updates actually effect, or what methodology they use to “fix” the issues, but I’m so glad I don’t allow automatic updates!
Raymond Chen has reverse-engineered his own patch to fix some bugs in the Version 17 file mnyob99.dll which you can read about and perform yourself with a hex editor and seems to be more reliable across all OS’s. By his description of the bugs, it is surprising that Money has worked consistently with the older OS’s all these years. Thanks to John who has provided me with the patched file for the Plus Deluxe version of Sunset Money, I am making it available for you to download it here. If you are using the Plus – Home & Business version of Sunset Money, download the patched dll file specific to that program here.
OR you can manually edit your dll file yourself, using Raymond Chen’s great patch blog instructions (summarized here):
- File offset 003FACE8: Change 85 to 8D
- File offset 003FACED: Change 50 to 51
- File offset 003FACF0: Change FF to 85
- File offset 003FACF6: Change E8 to B9
Even though I wasn’t having a problem with XP (I don’t do OS updates very often), I’ve replaced the dll file on my system with no hiccups.
Cal Learner has verified that the only changes to the dll file that I’ve posted are as discussed above. Thank you Cal
trp2525 also reported today that the recent XP Security Update that caused problems is fixed by installing the patched dll file.
The mnyob99.dll is located at C:/Program Files/Microsoft Money Plus/MNYCoreFiles for my version of Money.
After replacing the dll file I installed update KB2758857 and then restarted my computer. I then tried updates from 3 different banking sites that included OFX and QIF downloads and my program worked perfectly with no crashes! These were the same downloads that had crashed my program (with update KB2758857 installed) prior to the replacement of the dll file.
Hopefully, we’ll be able to use this fantastic program for many years yet!
[UPDATED 2/23/2013 & 3/20/2013]
Cal Learner has written a Python script to basically fix the dll file for versions of Money other than Plus Deluxe & Sunset Plus Deluxe. See his post and (read the comments for more info) here. Seems as though I’m one of the few that have used this routine, but I’m happy to report that I’ve fixed my dll for the Home and Business version of Sunset Money and all is well (although the downloaded dll mentioned above also worked for me as well :) ) and you can download the patched dll file here.