As Money gets closer to going OFFLINE, I can foresee some financial institutions dropping OFX (sometimes referred to as Microsoft Money format) downloads and only offering QFX downloads instead.
If this does occur, it should be very easy to adapt the scripts to also have the capability of downloading QFX files, and then “scrubbing” them by merely changing the extension to OFX, since everything in a QFX file is OFX compliant. The unique “INTU.BID” tag’s value that Quicken uses to makes a connection back to Intuit (“call home”), and verify that the financial institution has licensed (PAID for annually) the right to import that file into Intuit’s software, isn’t of any consequence to Money. By scrubbing the QFX file, it wouldn’t be necessary to register the QFX extension with Money’s Import Handler (which is an alternative fix though).
It is only Quicken, which is after all a proprietary application, that will not process plain vanilla OFX files; apps that can process plain vanilla OFX (like Money) can process QFX. I only bring this up as I keep wondering what our financial institutions plan on changing as we get closer to the January OFFLINE cutoff, and what else we can do in preparation of any potential changes.
[UPDATE fromPocketSense comments March 20, 2010 7:32 PM ]
Robert said… Regarding the Money OFX and Quicken QIF files, I don’t think any changes will be necessary for scripted downloads. The scripts currently default to “looking like” Quicken to the server (not Money), and the file extension of .ofx is created by the script… not the institution.